Services

Stratus Home Loans is a national home loan provider that helps families obtain financing for their homes. Applying for a loan with Stratus Home Loans is a simple process. Our team of experts are available to help you through every step of the process, from start to finish. We offer a variety of loan products to meet your needs, including fixed-rate and adjustable-rate loans.

Stratus Home Loans Services offers competitive loan quotes for homebuyers. With over twelve years of experience in the lending industry, Stratus has the expertise to help you get the best loan possible.You can get started by filling out our quick and easy online form. You can also speak to one of our loan officers on the phone or visit our branch.

Mortgage refinancing is taking out a new loan to pay off an existing one. The most common reason to refinance is to get a better interest rate and term. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the old one. There are many benefits that come with refinancing.

Before you start house shopping you need to get pre-approved for a loan. This means a lender has looked at your financial history and is willing to give you a loan up to a certain amount. Pre-approval gives you an idea of what you can afford and how much interest you’ll pay on your mortgage. It also helps you move fast when you find the perfect home since you’ll already have a loan lined up.